Stability
Cincinnati Equitable Life Insurance Company has been serving families for generations.
Strength
We have earned an A.M. Best Rating of A (Excellent).
Outstanding Customer Service
Personal Service
We offer:
- Fast turnaround on policy issue
- 24 hours death claim payments (Single Premium and Non-Contested Policies)
- Personal phone customer service
- Extensive funeral industry experience
Product
- Best Early Payoff Option in the industry
- No Health questions for Single Payment
- 5 Year Health Questions for Payment Plans
- “No” Answer is full benefit from day one
- “Yes” Answer is:
- 0-12 months – premium paid plus 3%
- 13-24 months – 70% of policy face amount
- 24 months and 1 day – full benefit
Casket Protection Plan
Casket Protection Plan is available on all contracts when a casket is selected, regardless of casket company or supplier.
Competitive Growth and Commissions
Our competitive growth continues to provide long term protection. Commissions paid on all ages.
Technology
- 24/7 access to our web-based system
- Premium and Death Claim calculation
- Instant policy issue
- Death Claim submission
- Access to Cincinnati Equitable forms
- Online Contact Management System for agents selling pre-need.
Marketing Support
- Recruit, hire and train counselors
- Direct mail support
- Online estimator
- Facebook ad support
- Aftercare lead generation program
Funding Solution
- Immediate increased cash flow for life insurance policies assigned to you.
- Advance funding of At-Need Life Insurance Policies when you need it the most.
- Proceeds will be directly deposited into your bank account within 24-48 hours of policy verification.
- 3% processing fee ($100.00 minimum)
- Will advance up to $25,000 for families.
Education & Training
- Funeral directors continuing education
- Life insurance continuing education
- Pre-licensing class for life insurance (online or classroom)
- AML training
Incentive Program
- Incentive Trip for agent/guest
- $375,000 new production qualification
- Program period January 1 – December 31
- All-inclusive 4/5 Star Resort
- 4 nights and 5 days
- Includes airfare